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class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.jps-tokyo.co.jp\/contents\/factoring\/business-deficit\/#%E4%BD%99%E5%89%B0%E5%9C%A8%E5%BA%AB%E3%82%84%E9%81%8E%E5%89%B0%E3%81%AA%E4%BB%95%E5%85%A5%E5%8E%9F%E4%BE%A1%E3%82%92%E6%8A%91%E3%81%88%E3%82%8B\" >\u4f59\u5270\u5728\u5eab\u3084\u904e\u5270\u306a\u4ed5\u5165\u539f\u4fa1\u3092\u6291\u3048\u308b<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.jps-tokyo.co.jp\/contents\/factoring\/business-deficit\/#%E5%95%86%E5%93%81%E3%82%84%E3%82%B5%E3%83%BC%E3%83%93%E3%82%B9%E3%81%AE%E5%8D%98%E4%BE%A1%E3%82%92%E4%B8%8A%E3%81%92%E3%82%8B\" >\u5546\u54c1\u3084\u30b5\u30fc\u30d3\u30b9\u306e\u5358\u4fa1\u3092\u4e0a\u3052\u308b<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.jps-tokyo.co.jp\/contents\/factoring\/business-deficit\/#%E8%B5%A4%E5%AD%97%E3%81%A7%E3%82%82%E5%88%A9%E7%94%A8%E3%81%A7%E3%81%8D%E3%82%8B%E8%B3%87%E9%87%91%E7%B9%B0%E3%82%8A%E5%AF%BE%E7%AD%96\" >\u8d64\u5b57\u3067\u3082\u5229\u7528\u3067\u304d\u308b\u8cc7\u91d1\u7e70\u308a\u5bfe\u7b56<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.jps-tokyo.co.jp\/contents\/factoring\/business-deficit\/#%E8%B3%87%E9%87%91%E7%B9%B0%E3%82%8A%E8%A1%A8%E3%82%92%E6%B4%BB%E7%94%A8%E3%81%97%E3%81%9F%E5%BE%B9%E5%BA%95%E7%9A%84%E3%81%AA%E3%82%AD%E3%83%A3%E3%83%83%E3%82%B7%E3%83%A5%E3%83%95%E3%83%AD%E3%83%BC%E7%AE%A1%E7%90%86\" >\u8cc7\u91d1\u7e70\u308a\u8868\u3092\u6d3b\u7528\u3057\u305f\u5fb9\u5e95\u7684\u306a\u30ad\u30e3\u30c3\u30b7\u30e5\u30d5\u30ed\u30fc\u7ba1\u7406<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.jps-tokyo.co.jp\/contents\/factoring\/business-deficit\/#%E8%9E%8D%E8%B3%87%E3%81%AB%E9%A0%BC%E3%82%89%E3%81%AA%E3%81%84%E8%BF%85%E9%80%9F%E3%81%AA%E8%AA%BF%E9%81%94%E3%81%8C%E3%81%A7%E3%81%8D%E3%82%8B%E3%83%95%E3%82%A1%E3%82%AF%E3%82%BF%E3%83%AA%E3%83%B3%E3%82%B0%E3%81%AE%E6%B4%BB%E7%94%A8\" >\u878d\u8cc7\u306b\u983c\u3089\u306a\u3044\u8fc5\u901f\u306a\u8abf\u9054\u304c\u3067\u304d\u308b\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u6d3b\u7528<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.jps-tokyo.co.jp\/contents\/factoring\/business-deficit\/#%E3%81%BE%E3%81%A8%E3%82%81\" >\u307e\u3068\u3081<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E8%B5%A4%E5%AD%97%E7%B5%8C%E5%96%B6%E3%82%84%E7%B5%8C%E5%96%B6%E4%B8%8D%E6%8C%AF%E3%81%A8%E3%81%AF%EF%BC%9F\"><\/span>\u8d64\u5b57\u7d4c\u55b6\u3084\u7d4c\u55b6\u4e0d\u632f\u3068\u306f\uff1f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.jps-tokyo.co.jp\/contents\/wp-content\/uploads\/2026\/08\/business-deficit_01.jpg\" alt=\"\" class=\"wp-image-874\" srcset=\"https:\/\/www.jps-tokyo.co.jp\/contents\/wp-content\/uploads\/2026\/08\/business-deficit_01.jpg 1000w, https:\/\/www.jps-tokyo.co.jp\/contents\/wp-content\/uploads\/2026\/08\/business-deficit_01-300x200.jpg 300w, https:\/\/www.jps-tokyo.co.jp\/contents\/wp-content\/uploads\/2026\/08\/business-deficit_01-768x512.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n\n\n\n<p>\u8d64\u5b57\u7d4c\u55b6\u3084\u7d4c\u55b6\u4e0d\u632f\u306f\u4f3c\u305f\u8a00\u8449\u3067\u3059\u304c\u3001\u610f\u5473\u306f\u540c\u3058\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u305d\u308c\u305e\u308c\u306e\u9055\u3044\u3092\u7406\u89e3\u3059\u308b\u3068\u3001\u81ea\u793e\u306e\u7d4c\u55b6\u72b6\u6cc1\u3092\u3088\u308a\u6b63\u78ba\u306b\u628a\u63e1\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u307e\u305f\u3001\u4e00\u6642\u7684\u306a\u8d64\u5b57\u304c\u76f4\u3061\u306b\u7d4c\u55b6\u5371\u6a5f\u3092\u610f\u5473\u3059\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u5229\u76ca\u3060\u3051\u3067\u306f\u306a\u304f\u3001\u8cc7\u91d1\u7e70\u308a\u3092\u542b\u3081\u3066\u7dcf\u5408\u7684\u306b\u5224\u65ad\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u8d64\u5b57\u7d4c\u55b6\u3068\u306f\u3001\u58f2\u4e0a\u3088\u308a\u3082\u8cbb\u7528\u304c\u4e0a\u56de\u308a\u3001\u6c7a\u7b97\u4e0a\u3067\u640d\u5931\u304c\u767a\u751f\u3057\u3066\u3044\u308b\u72b6\u614b\u3092\u6307\u3057\u307e\u3059\u3002\u4e00\u65b9\u3001\u7d4c\u55b6\u4e0d\u632f\u3068\u306f\u3001\u58f2\u4e0a\u3084\u5229\u76ca\u306e\u6e1b\u5c11\u3060\u3051\u3067\u306f\u306a\u304f\u3001\u8cc7\u91d1\u7e70\u308a\u3084\u53d7\u6ce8\u72b6\u6cc1\u306a\u3069\u7d4c\u55b6\u5168\u4f53\u304c\u60aa\u5316\u3057\u3066\u3044\u308b\u72b6\u614b\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u8d64\u5b57\u7d4c\u55b6\u3068\u7d4c\u55b6\u4e0d\u632f\u306f\u91cd\u306a\u308b\u5834\u5408\u3082\u3042\u308a\u307e\u3059\u304c\u3001\u5fc5\u305a\u3057\u3082\u540c\u3058\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u4f8b\u3048\u3070\u3001\u4e00\u6642\u7684\u306a\u8a2d\u5099\u6295\u8cc7\u306b\u3088\u3063\u3066\u8d64\u5b57\u6c7a\u7b97\u306b\u306a\u3063\u3066\u3082\u3001\u8cc7\u91d1\u7e70\u308a\u306b\u554f\u984c\u304c\u306a\u3051\u308c\u3070\u4e8b\u696d\u3092\u7d99\u7d9a\u3067\u304d\u308b\u30b1\u30fc\u30b9\u304c\u3042\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u6b21\u306b\u3001\u4f1a\u793e\u304c\u8d64\u5b57\u3084\u7d4c\u55b6\u4e0d\u632f\u306b\u9665\u308b\u4ee3\u8868\u7684\u306a\u539f\u56e0\u3092\u898b\u3066\u3044\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BC%9A%E7%A4%BE%E3%81%8C%E8%B5%A4%E5%AD%97%E3%82%84%E7%B5%8C%E5%96%B6%E4%B8%8D%E6%8C%AF%E3%81%AB%E9%99%A5%E3%82%8B%E4%B8%BB%E3%81%AA%E5%8E%9F%E5%9B%A0\"><\/span>\u4f1a\u793e\u304c\u8d64\u5b57\u3084\u7d4c\u55b6\u4e0d\u632f\u306b\u9665\u308b\u4e3b\u306a\u539f\u56e0<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8d64\u5b57\u3084\u7d4c\u55b6\u4e0d\u632f\u306f\u3001\u4e00\u3064\u306e\u539f\u56e0\u3060\u3051\u3067\u767a\u751f\u3059\u308b\u3068\u306f\u9650\u308a\u307e\u305b\u3093\u3002\u8907\u6570\u306e\u8981\u56e0\u304c\u91cd\u306a\u308a\u3001\u5229\u76ca\u7387\u3084\u8cc7\u91d1\u7e70\u308a\u304c\u60aa\u5316\u3059\u308b\u30b1\u30fc\u30b9\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u58f2\u4e0a\u3060\u3051\u3092\u898b\u308b\u306e\u3067\u306f\u306a\u304f\u3001\u30b3\u30b9\u30c8\u3084\u5229\u76ca\u69cb\u9020\u307e\u3067\u5206\u6790\u3059\u308b\u3053\u3068\u304c\u7d4c\u55b6\u6539\u5584\u306e\u7b2c\u4e00\u6b69\u3068\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u4e3b\u306a\u539f\u56e0\u306f\u6b21\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u5bb6\u8cc3\u3084\u4eba\u4ef6\u8cbb\u3001\u5e83\u544a\u8cbb\u306a\u3069\u306e\u56fa\u5b9a\u8cbb\u304c\u5897\u3048\u3001\u5229\u76ca\u304c\u5727\u8feb\u3055\u308c\u3066\u3044\u308b<\/li>\n\n\n\n<li>IT\u30c4\u30fc\u30eb\u306e\u5c0e\u5165\u3084\u696d\u52d9\u6539\u5584\u304c\u9032\u307e\u305a\u3001\u751f\u7523\u6027\u304c\u4f4e\u4e0b\u3057\u3066\u4e0d\u8981\u306a\u30b3\u30b9\u30c8\u304c\u767a\u751f\u3057\u3066\u3044\u308b<\/li>\n\n\n\n<li>\u4f59\u5270\u5728\u5eab\u3092\u62b1\u3048\u3001\u4fdd\u7ba1\u8cbb\u3084\u7a0e\u91d1\u306a\u3069\u306e\u7dad\u6301\u30b3\u30b9\u30c8\u304c\u5897\u52a0\u3057\u3066\u3044\u308b<\/li>\n\n\n\n<li>\u539f\u6750\u6599\u8cbb\u3084\u5916\u6ce8\u8cbb\u306e\u4e0a\u6607\u3092\u8ca9\u58f2\u4fa1\u683c\u306b\u53cd\u6620\u3067\u304d\u305a\u3001\u5229\u76ca\u7387\u304c\u4f4e\u4e0b\u3057\u3066\u3044\u308b<\/li>\n\n\n\n<li>\u682a\u5f0f\u3084\u793e\u50b5\u306a\u3069\u306e\u8cc7\u7523\u904b\u7528\u3067\u640d\u5931\u304c\u767a\u751f\u3057\u3001\u672c\u696d\u306e\u5229\u76ca\u3092\u6253\u3061\u6d88\u3057\u3066\u3044\u308b<\/li>\n<\/ul>\n\n\n\n<p>\u3053\u306e\u3088\u3046\u306b\u3001\u8d64\u5b57\u306e\u539f\u56e0\u306f\u58f2\u4e0a\u4e0d\u8db3\u3060\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u5229\u76ca\u7387\u3084\u30b3\u30b9\u30c8\u7ba1\u7406\u3092\u542b\u3081\u3066\u7d4c\u55b6\u5168\u4f53\u3092\u898b\u76f4\u3059\u3053\u3068\u304c\u3001\u9ed2\u5b57\u5316\u306b\u5411\u3051\u305f\u91cd\u8981\u306a\u30dd\u30a4\u30f3\u30c8\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%81%AA%E3%81%9C%E5%80%92%E7%94%A3%E3%81%97%E3%81%AA%E3%81%84%EF%BC%9F%E3%80%80%E8%B5%A4%E5%AD%97%E3%81%A7%E3%82%82%E4%BC%9A%E7%A4%BE%E3%81%8C%E6%BD%B0%E3%82%8C%E3%81%AA%E3%81%844%E3%81%A4%E3%81%AE%E7%90%86%E7%94%B1\"><\/span>\u306a\u305c\u5012\u7523\u3057\u306a\u3044\uff1f\u3000\u8d64\u5b57\u3067\u3082\u4f1a\u793e\u304c\u6f70\u308c\u306a\u30444\u3064\u306e\u7406\u7531<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.jps-tokyo.co.jp\/contents\/wp-content\/uploads\/2026\/08\/business-deficit_02.jpg\" alt=\"\" class=\"wp-image-875\" srcset=\"https:\/\/www.jps-tokyo.co.jp\/contents\/wp-content\/uploads\/2026\/08\/business-deficit_02.jpg 1000w, https:\/\/www.jps-tokyo.co.jp\/contents\/wp-content\/uploads\/2026\/08\/business-deficit_02-300x200.jpg 300w, https:\/\/www.jps-tokyo.co.jp\/contents\/wp-content\/uploads\/2026\/08\/business-deficit_02-768x512.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" 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class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%89%8D%E6%9C%9F%E3%81%BE%E3%81%A7%E3%81%AE%E5%88%A9%E7%9B%8A%E3%81%AB%E3%82%88%E3%82%8A%E6%89%8B%E5%85%83%E3%81%AE%E7%8F%BE%E9%A0%90%E9%87%91%E3%81%AB%E4%BD%99%E8%A3%95%E3%81%8C%E3%81%82%E3%82%8B\"><\/span>\u524d\u671f\u307e\u3067\u306e\u5229\u76ca\u306b\u3088\u308a\u624b\u5143\u306e\u73fe\u9810\u91d1\u306b\u4f59\u88d5\u304c\u3042\u308b<span 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class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%88%A9%E7%9B%8A%E3%81%8C%E5%87%BA%E3%81%A6%E3%81%84%E3%82%8B%E3%81%AE%E3%81%AB%E6%BD%B0%E3%82%8C%E3%82%8B%EF%BC%9F%E3%80%80%E3%80%8C%E9%BB%92%E5%AD%97%E5%80%92%E7%94%A3%E3%80%8D%E3%81%AE%E6%B3%A8%E6%84%8F%E7%82%B9\"><\/span>\u5229\u76ca\u304c\u51fa\u3066\u3044\u308b\u306e\u306b\u6f70\u308c\u308b\uff1f\u3000\u300c\u9ed2\u5b57\u5012\u7523\u300d\u306e\u6ce8\u610f\u70b9<span 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class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u8d64\u5b57\u3068\u3044\u3063\u3066\u3082\u3001\u640d\u76ca\u8a08\u7b97\u66f8\u306e\u3069\u306e\u6bb5\u968e\u3067\u640d\u5931\u304c\u51fa\u3066\u3044\u308b\u304b\u306b\u3088\u3063\u3066\u6df1\u523b\u5ea6\u306f\u7570\u306a\u308a\u307e\u3059\u3002\u8d64\u5b57\u306e\u7a2e\u985e\u3092\u628a\u63e1\u3059\u308b\u3068\u3001\u6539\u5584\u3059\u3079\u304d\u30dd\u30a4\u30f3\u30c8\u3092\u5224\u65ad\u3057\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u4e3b\u306a\u8d64\u5b57\u306e\u7a2e\u985e\u306f\u6b21\u306e\u901a\u308a\u3067\u3059\u3002<\/p>\n\n\n\n<ul 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id=\"%E5%9B%BA%E5%AE%9A%E8%B2%BB%E3%81%AA%E3%81%A9%E3%81%AE%E4%B8%8D%E8%A6%81%E3%81%AA%E3%82%B3%E3%82%B9%E3%83%88%E3%82%92%E5%89%8A%E6%B8%9B%E3%81%99%E3%82%8B\"><\/span>\u56fa\u5b9a\u8cbb\u306a\u3069\u306e\u4e0d\u8981\u306a\u30b3\u30b9\u30c8\u3092\u524a\u6e1b\u3059\u308b<span 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