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class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%83%95%E3%82%A1%E3%82%AF%E3%82%BF%E3%83%AA%E3%83%B3%E3%82%B0%E3%81%AB%E3%81%8A%E3%81%91%E3%82%8B%E5%A3%B2%E6%8E%9B%E9%87%91%E5%9B%9E%E5%8F%8E%E3%81%AE%E6%B5%81%E3%82%8C\"><\/span>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306b\u304a\u3051\u308b\u58f2\u639b\u91d1\u56de\u53ce\u306e\u6d41\u308c<span 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id=\"2%E7%A4%BE%E9%96%93%E3%83%95%E3%82%A1%E3%82%AF%E3%82%BF%E3%83%AA%E3%83%B3%E3%82%B0%E3%81%AE%E5%A0%B4%E5%90%88\"><\/span>2\u793e\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u306e\u5834\u5408<span 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class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E3%83%95%E3%82%A1%E3%82%AF%E3%82%BF%E3%83%AA%E3%83%B3%E3%82%B0%E3%81%A7%E5%A3%B2%E6%8E%9B%E9%87%91%E3%82%92%E6%94%AF%E6%89%95%E3%81%88%E3%81%AA%E3%81%84%E3%82%B1%E3%83%BC%E3%82%B9\"><\/span>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3067\u58f2\u639b\u91d1\u3092\u652f\u6255\u3048\u306a\u3044\u30b1\u30fc\u30b9<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.jps-tokyo.co.jp\/contents\/wp-content\/uploads\/2026\/03\/factoring-non-payment_01.jpg\" alt=\"\" class=\"wp-image-768\" srcset=\"https:\/\/www.jps-tokyo.co.jp\/contents\/wp-content\/uploads\/2026\/03\/factoring-non-payment_01.jpg 1000w, https:\/\/www.jps-tokyo.co.jp\/contents\/wp-content\/uploads\/2026\/03\/factoring-non-payment_01-300x200.jpg 300w, https:\/\/www.jps-tokyo.co.jp\/contents\/wp-content\/uploads\/2026\/03\/factoring-non-payment_01-768x512.jpg 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" 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class=\"wp-block-heading strong-blog-h3\"><span class=\"ez-toc-section\" id=\"%E5%A3%B2%E6%8E%9B%E9%87%91%E3%82%92%E4%BD%BF%E3%81%84%E8%BE%BC%E3%82%93%E3%81%A7%E3%81%97%E3%81%BE%E3%81%A3%E3%81%9F%E3%82%B1%E3%83%BC%E3%82%B9\"><\/span>\u58f2\u639b\u91d1\u3092\u4f7f\u3044\u8fbc\u3093\u3067\u3057\u307e\u3063\u305f\u30b1\u30fc\u30b9<span 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class=\"wp-block-heading strong-blog-h3\"><span class=\"ez-toc-section\" id=\"%E5%A3%B2%E6%8E%9B%E5%85%88%E3%81%8B%E3%82%89%E3%81%AE%E6%94%AF%E6%89%95%E3%81%84%E3%81%8C%E9%81%85%E3%82%8C%E3%81%A6%E3%81%84%E3%82%8B%E3%82%B1%E3%83%BC%E3%82%B9\"><\/span>\u58f2\u639b\u5148\u304b\u3089\u306e\u652f\u6255\u3044\u304c\u9045\u308c\u3066\u3044\u308b\u30b1\u30fc\u30b9<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u58f2\u639b\u5148\u306e\u696d\u7e3e\u60aa\u5316\u306a\u3069\u3092\u7406\u7531\u306b\u3001\u58f2\u639b\u91d1\u306e\u652f\u6255\u3044\u304c\u671f\u65e5\u901a\u308a\u306b\u884c\u308f\u308c\u305a\u3001\u7d50\u679c\u3068\u3057\u3066\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u3078\u652f\u6255\u3048\u306a\u304f\u306a\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u5834\u5408\u3001\u58f2\u639b\u91d1\u305d\u306e\u3082\u306e\u3092\u56de\u53ce\u3067\u304d\u3066\u3044\u306a\u3044\u305f\u3081\u3001\u5229\u7528\u8005\u81ea\u8eab\u304c\u8cac\u4efb\u3092\u554f\u308f\u308c\u308b\u3053\u3068\u306f\u57fa\u672c\u7684\u306b\u306f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u591a\u304f\u306e\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u306f\u8cb8\u91d1\u696d\u306e\u767b\u9332\u3092\u884c\u3063\u3066\u3044\u306a\u3044\u305f\u3081\u3001\u58f2\u639b\u91d1\u3092\u56de\u53ce\u3067\u304d\u306a\u304b\u3063\u305f\u3068\u304d\u306b\u3001\u5229\u7528\u8005\u304c\u8cac\u4efb\u3092\u8ca0\u3046\u5fc5\u8981\u306f\u539f\u5247\u3042\u308a\u307e\u305b\u3093\u3002\u305f\u3060\u3057\u3001\u72b6\u6cc1\u3092\u653e\u7f6e\u3059\u308b\u3053\u3068\u306f\u907f\u3051\u308b\u3079\u304d\u3067\u3059\u3002\u58f2\u639b\u5148\u304b\u3089\u306e\u5165\u91d1\u304c\u9045\u308c\u3066\u3044\u308b\u5834\u5408\u306f\u652f\u6255\u3044\u72b6\u6cc1\u306e\u78ba\u8a8d\u3084\u50ac\u4fc3\u3092\u884c\u3044\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u306b\u3082\u5165\u91d1\u304c\u9045\u308c\u3066\u3044\u308b\u7406\u7531\u3084\u4eca\u5f8c\u306e\u898b\u901a\u3057\u3092\u5177\u4f53\u7684\u306b\u4f1d\u3048\u308b\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%88%A9%E7%94%A8%E8%80%85%E3%81%AE%E4%BD%BF%E3%81%84%E8%BE%BC%E3%81%BF%E3%81%8C%E5%8E%9F%E5%9B%A0%E3%81%A7%E6%94%AF%E6%89%95%E3%81%88%E3%81%AA%E3%81%84%E5%A0%B4%E5%90%88%E3%81%AE%E3%83%AA%E3%82%B9%E3%82%AF\"><\/span>\u5229\u7528\u8005\u306e\u4f7f\u3044\u8fbc\u307f\u304c\u539f\u56e0\u3067\u652f\u6255\u3048\u306a\u3044\u5834\u5408\u306e\u30ea\u30b9\u30af<span 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class=\"ez-toc-section\" id=\"%E3%80%90%E3%83%AA%E3%82%B9%E3%82%AF1%E3%80%91%E5%A3%B2%E6%8E%9B%E5%85%88%E3%81%AB%E9%80%9A%E7%9F%A5%E3%81%95%E3%82%8C%E3%82%8B\"><\/span>\u3010\u30ea\u30b9\u30af1\u3011\u58f2\u639b\u5148\u306b\u901a\u77e5\u3055\u308c\u308b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u672c\u6765\u30012\u793e\u9593\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u3067\u306f\u3001\u5229\u7528\u8005\u3068\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u306e\u307f\u3067\u5951\u7d04\u3092\u884c\u3044\u3001\u58f2\u639b\u5148\u306b\u5229\u7528\u4e8b\u5b9f\u306f\u901a\u77e5\u3055\u308c\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<p>\u3057\u304b\u3057\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u3078\u306e\u5165\u91d1\u304c\u9045\u308c\u3066\u3044\u308b\u5834\u5408\u3084\u3001\u5229\u7528\u8005\u3068\u9023\u7d61\u304c\u53d6\u308c\u306a\u3044\u72b6\u6cc1\u304c\u7d9a\u304f\u5834\u5408\u306b\u306f\u3001\u4f8b\u5916\u7684\u306b\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u304b\u3089\u58f2\u639b\u5148\u3078\u901a\u77e5\u304c\u884c\u308f\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u58f2\u639b\u5148\u306b\u77e5\u3089\u308c\u305f\u5834\u5408\u3001\u8cc7\u91d1\u7e70\u308a\u3078\u306e\u4e0d\u5b89\u3092\u4e0e\u3048\u3001\u4eca\u5f8c\u306e\u53d6\u5f15\u6761\u4ef6\u304c\u53b3\u3057\u304f\u306a\u308b\u6050\u308c\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading strong-blog-h3\"><span class=\"ez-toc-section\" id=\"%E3%80%90%E3%83%AA%E3%82%B9%E3%82%AF2%E3%80%91%E6%90%8D%E5%AE%B3%E8%B3%A0%E5%84%9F%E3%82%92%E8%AB%8B%E6%B1%82%E3%81%95%E3%82%8C%E3%82%8B%E5%8F%AF%E8%83%BD%E6%80%A7%E3%81%8C%E3%81%82%E3%82%8B\"><\/span>\u3010\u30ea\u30b9\u30af2\u3011\u640d\u5bb3\u8ce0\u511f\u3092\u8acb\u6c42\u3055\u308c\u308b\u53ef\u80fd\u6027\u304c\u3042\u308b<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u3078\u306e\u652f\u6255\u3044\u3092\u884c\u308f\u306a\u3044\u3053\u3068\u306f\u3001\u5951\u7d04\u4e0a\u306e\u50b5\u52d9\u4e0d\u5c65\u884c\u306b\u8a72\u5f53\u3057\u307e\u3059\u3002\u3053\u306e\u5834\u5408\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u306f\u6c11\u6cd5\u7b2c415\u6761\u306b\u57fa\u3065\u304d\u3001\u640d\u5bb3\u8ce0\u511f\u3092\u8acb\u6c42\u3067\u304d\u307e\u3059\uff08\u203b\uff09\u3002<\/p>\n\n\n\n<p>\u652f\u6255\u671f\u65e5\u3092\u904e\u304e\u305f\u5834\u5408\u306e\u5bfe\u5fdc\u3084\u9045\u5ef6\u640d\u5bb3\u91d1\u306e\u6709\u7121\u306b\u3064\u3044\u3066\u306f\u3001\u5951\u7d04\u66f8\u306b\u660e\u8a18\u3055\u308c\u3066\u3044\u308b\u30b1\u30fc\u30b9\u304c\u591a\u3044\u3067\u3059\u3002\u5951\u7d04\u6642\u70b9\u3067\u5185\u5bb9\u3092\u5341\u5206\u306b\u78ba\u8a8d\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u306a\u304a\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u306e\u591a\u304f\u306f\u5f01\u8b77\u58eb\u306a\u3069\u306e\u5c02\u9580\u5bb6\u3068\u9023\u643a\u3057\u3001\u672a\u6255\u3044\u3078\u306e\u5bfe\u5fdc\u4f53\u5236\u3092\u6574\u3048\u3066\u3044\u307e\u3059\u3002\u72b6\u6cc1\u6b21\u7b2c\u3067\u306f\u3001\u6cd5\u7684\u624b\u6bb5\u304c\u53d6\u3089\u308c\u308b\u53ef\u80fd\u6027\u3082\u3042\u308b\u3053\u3068\u3092\u8a8d\u8b58\u3057\u3066\u304a\u304d\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u203b\u53c2\u8003\uff1ae-GOV 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class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u5229\u7528\u8005\u304b\u3089\u306e\u5165\u91d1\u898b\u8fbc\u307f\u304c\u7acb\u305f\u306a\u3044\u72b6\u6cc1\u306e\u5834\u5408\u3001\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u304c\u5211\u4e8b\u544a\u8a34\u306b\u8e0f\u307f\u5207\u308b\u30b1\u30fc\u30b9\u3082\u3042\u308a\u307e\u3059\u3002\u5211\u4e8b\u544a\u8a34\u304c\u884c\u308f\u308c\u3001\u9003\u4ea1\u3084\u8a3c\u62e0\u96a0\u6ec5\u306e\u6050\u308c\u304c\u3042\u308b\u3068\u5224\u65ad\u3055\u308c\u308c\u3070\u3001\u8eab\u67c4\u3092\u62d8\u675f\u3055\u308c\u308b\u53ef\u80fd\u6027\u3082\u3042\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<p>\u307e\u305f\u652f\u6255\u3044\u30c8\u30e9\u30d6\u30eb\u306b\u3088\u308b\u635c\u67fb\u3084\u902e\u6355\u306e\u4e8b\u5b9f\u304c\u5468\u56f2\u306b\u77e5\u3089\u308c\u305f\u5834\u5408\u3001\u793e\u4f1a\u7684\u4fe1\u7528\u3092\u5927\u304d\u304f\u640d\u306a\u3044\u307e\u3059\u3002\u4e8b\u696d\u6d3b\u52d5\u306e\u7d99\u7d9a\u304c\u96e3\u3057\u304f\u306a\u308b\u3060\u3051\u3067\u306f\u306a\u304f\u3001\u5bb6\u65cf\u3084\u95a2\u4fc2\u8005\u3078\u306e\u5f71\u97ff\u3082\u7121\u8996\u3067\u304d\u307e\u305b\u3093\u3002\u3053\u3046\u3057\u305f\u30ea\u30b9\u30af\u3092\u628a\u63e1\u3057\u305f\u4e0a\u3067\u3001\u58f2\u639b\u91d1\u306e\u4f7f\u3044\u8fbc\u307f\u306f\u6c7a\u3057\u3066\u884c\u308f\u306a\u3044\u3067\u304f\u3060\u3055\u3044\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%88%A9%E7%94%A8%E8%80%85%E3%81%AE%E4%BD%BF%E3%81%84%E8%BE%BC%E3%81%BF%E3%81%8C%E5%8E%9F%E5%9B%A0%E3%81%A7%E6%94%AF%E6%89%95%E3%81%88%E3%81%AA%E3%81%84%E5%A0%B4%E5%90%88%E3%81%AF%E8%B3%87%E9%87%91%E8%AA%BF%E9%81%94%E3%81%8C%E5%BF%85%E8%A6%81\"><\/span>\u5229\u7528\u8005\u306e\u4f7f\u3044\u8fbc\u307f\u304c\u539f\u56e0\u3067\u652f\u6255\u3048\u306a\u3044\u5834\u5408\u306f\u8cc7\u91d1\u8abf\u9054\u304c\u5fc5\u8981<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u4e07\u304c\u4e00\u3001\u4f7f\u3044\u8fbc\u307f\u304c\u539f\u56e0\u3067\u58f2\u639b\u91d1\u3092\u652f\u6255\u3048\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u3001\u653e\u7f6e\u3059\u308b\u306e\u306f\u3084\u3081\u307e\u3057\u3087\u3046\u3002\u4e07\u304c\u4e00\u3001\u3053\u306e\u3088\u3046\u306a\u30b1\u30fc\u30b9\u304c\u8d77\u3053\u3063\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u306f\u5225\u9014\u8cc7\u91d1\u8abf\u9054\u3092\u884c\u3046\u5fc5\u8981\u304c\u3042\u308a\u307e\u3059\u3002\u5bfe\u5fdc\u304c\u9045\u308c\u308b\u307b\u3069\u3001\u53d6\u5f15\u4e0a\u306e\u30ea\u30b9\u30af\u3084\u4fe1\u7528\u3078\u306e\u5f71\u97ff\u304c\u5927\u304d\u304f\u306a\u308b\u3067\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E5%A3%B2%E6%8E%9B%E9%87%91%E3%82%92%E6%94%AF%E6%89%95%E3%81%88%E3%81%AA%E3%81%84%E5%A0%B4%E5%90%88%E3%81%AB%E6%A4%9C%E8%A8%8E%E3%81%A7%E3%81%8D%E3%82%8B%E8%B3%87%E9%87%91%E8%AA%BF%E9%81%94%E6%96%B9%E6%B3%95\"><\/span>\u58f2\u639b\u91d1\u3092\u652f\u6255\u3048\u306a\u3044\u5834\u5408\u306b\u691c\u8a0e\u3067\u304d\u308b\u8cc7\u91d1\u8abf\u9054\u65b9\u6cd5<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u3053\u3053\u304b\u3089\u306f\u3001\u4e07\u304c\u4e00\u30d5\u30a1\u30af\u30bf\u30ea\u30f3\u30b0\u4f1a\u793e\u3078\u58f2\u639b\u91d1\u3092\u652f\u6255\u3048\u306a\u304f\u306a\u3063\u3066\u3057\u307e\u3063\u305f\u5834\u5408\u306b\u691c\u8a0e\u3067\u304d\u308b\u8cc7\u91d1\u8abf\u9054\u65b9\u6cd5\u3092\u3044\u304f\u3064\u304b\u3054\u7d39\u4ecb\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading strong-blog-h3\"><span class=\"ez-toc-section\" id=\"%E5%85%AC%E7%9A%84%E8%9E%8D%E8%B3%87%E5%88%B6%E5%BA%A6\"><\/span>\u516c\u7684\u878d\u8cc7\u5236\u5ea6<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p>\u516c\u7684\u878d\u8cc7\u5236\u5ea6\u3068\u306f\u3001\u516c\u7684\u6a5f\u95a2\u304c\u884c\u3063\u3066\u3044\u308b\u878d\u8cc7\u5236\u5ea6\u306e\u3053\u3068\u3067\u3059\u3002\u56fd\u3084\u5730\u65b9\u81ea\u6cbb\u4f53\u3068\u3044\u3063\u305f\u6cd5\u5f8b\u3067\u8a8d\u3081\u3089\u308c\u305f\u6a5f\u95a2\u304c\u8cb8\u4e3b\u3068\u306a\u308a\u3001\u4e8b\u696d\u8005\u306f\u4e8b\u696d\u8cc7\u91d1\u3068\u3057\u3066\u8cc7\u91d1\u3092\u501f\u308a\u5165\u308c\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u516c\u7684\u878d\u8cc7\u5236\u5ea6\u306e\u4ee3\u8868\u7684\u306a\u4f8b\u3068\u3057\u3066\u3001\u65e5\u672c\u653f\u7b56\u91d1\u878d\u516c\u5eab\u3084\u5730\u65b9\u81ea\u6cbb\u4f53\u306e\u5236\u5ea6\u878d\u8cc7\u304c\u6319\u3052\u3089\u308c\u307e\u3059\u3002\u501f\u308a\u5165\u308c\u305f\u91d1\u984d\u306b\u5229\u5b50\u3092\u4e0a\u4e57\u305b\u3057\u3066\u8fd4\u6e08\u3059\u308b\u4ed5\u7d44\u307f\u3067\u3001\u6c11\u9593\u306e\u878d\u8cc7\u3068\u6bd4\u8f03\u3059\u308b\u3068\u91d1\u5229\u304c\u4f4e\u3044\u70b9\u304c\u7279\u9577\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u4e00\u65b9\u3067\u3001\u4e8b\u696d\u8a08\u753b\u3084\u8ca1\u52d9\u72b6\u6cc1\u306e\u78ba\u8a8d\u304c\u53b3\u683c\u306b\u884c\u308f\u308c\u308b\u305f\u3081\u3001\u5be9\u67fb\u306e\u30cf\u30fc\u30c9\u30eb\u306f\u9ad8\u304f\u306a\u308b\u50be\u5411\u304c\u3042\u308a\u307e\u3059\u3002\u8cc7\u91d1\u8abf\u9054\u307e\u3067\u306b\u4e00\u5b9a\u306e\u6642\u9593\u304c\u304b\u304b\u308b\u70b9\u3082\u8e0f\u307e\u3048\u3066\u3001\u5229\u7528\u3092\u691c\u8a0e\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading strong-blog-h3\"><span class=\"ez-toc-section\" id=\"%E3%83%93%E3%82%B8%E3%83%8D%E3%82%B9%E3%83%AD%E3%83%BC%E3%83%B3\"><\/span>\u30d3\u30b8\u30cd\u30b9\u30ed\u30fc\u30f3<span 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